Introducing Instant Settlement: Get Paid Within Minutes

Why Settlement Speed Matters

For most Tanzanian businesses, waiting 24–48 hours for payment funds to arrive is just the accepted norm. But in a fast-moving market, slow settlement creates real problems - delayed supplier payments, strained cash flow, and unnecessary reliance on overdrafts.

Today, we're changing that. MALIPOPAY now offers instant settlement for all mobile money transactions across M-Pesa, Airtel Money, Mixx by YAS, Halotel, and TTCL Pesa. Funds collected via your MALIPOPAY integration will appear in your settlement account within minutes of a successful transaction.

How It Works

When a customer completes a mobile money payment, MALIPOPAY's settlement engine triggers an immediate funds transfer to your nominated CRDB or NMB bank account. The process is fully automated - no manual requests, no end-of-day batches.

• Transactions under TZS 5,000,000 settle instantly, 24/7 including weekends
• Larger transactions settle within 2 hours during business hours
• Full settlement reports are available in your dashboard in real time
• Automated webhooks notify your system the moment funds are settled

What This Means for Your Business

Faster settlement means better cash flow management. You can restock inventory, pay suppliers, and reinvest in your business without waiting for yesterday's sales. For businesses running payroll, you can collect revenue and disburse wages on the same day.

"We used to wait until Tuesday to see Friday's weekend sales. Now the money is in our account by the time we open on Saturday morning." - Retail merchant, Dar es Salaam

Getting Started

Instant settlement is enabled by default for all MALIPOPAY accounts - no additional configuration required. Log in to your dashboard to verify your settlement bank account details, or contact our support team if you'd like assistance.

This is just the beginning. We're working on sub-minute settlement for card transactions next, and we'll share more details in the coming weeks.